About Us

XS Direct Insurance Brokers Limited is a young company with an innovative vision; to provide drivers with cheaper car insurance, in exchange for sharing the risk of a claim.

We are a company with a roadmap – to trust drivers to drive safely and reward them with lower car insurance premiums as a result. Unlike other insurers, we are open and give drivers a fair deal.

Drivers with no bonus are normally charged a high premium for their car insurance and forced to try and build up their no claims bonus. The only way to lower premiums is by paying for it? We think that’s wrong.

Also, when someone makes a claim, not only do they lose their no claims bonus, they also end up paying for the privilege anyway, in higher premiums afterward. That can’t be right either.

We offer lower premiums to drivers in return for sharing the risk of an accident. By paying a lower premium and having a higher excess, our drivers save, and their car insurance premium is guaranteed.

Established in 2004, our car insurance policies have helped high premium drivers lower their insurance costs.

We are registered to undertake insurance mediation under the European Communities (Insurance Mediation) Regulations, 2005. XS Direct Insurance Brokers Limited is regulated and authorised by the Central Bank of Ireland.

Our policies are issued by International Insurance Company of Hannover Ltd., which is authorised by the Financial Services Authority in the United Kingdom to conduct non-life insurance business in Ireland.

We have offices in Ireland and the UK.