Policy Features

Lower Premiums

We provide lower premiums for drivers 25 or above:

• With none, or one, two or three years’ no claims bonus
• Who have previous or outstanding claims
• On their first policy
• Returning home to Ireland
• Moving to Ireland
• Leaving a company scheme
• Who have a gap in cover
• Are insuring a second car
• Have high specification or luxury cars

Higher Excess

We think the standard no claims bonus system isn’t fair. It doesn’t give a good idea of how likely you are to have an accident.

By swapping the no claims bonus for a higher excess, we can give real savings for drivers paying high premiums. This means you can start with a clean slate.

Our standard excess is €3000. That means that we pay everything above and beyond this amount, in the event of an accident, where a claim is made on our policy or by our client.

No claims bonus guarantee

• Your premium is guaranteed; it will not rise as the result of a claim.
• Past claims don’t affect the price of your premium.
• We’ll accept outstanding and unreserved claims without charging extra.

Fully comprehensive policy

Our policy fully covers you for damage to your vehicle and any third party damage in the event of accident, over the policy excess of €3000.