How We Can Help | XS Direct Insurance – Cheap Car Insurance in Ireland

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we are straight up with people.

We don’t punish drivers who make a claim or have lost their no claims bonus. All we ask of our drivers is, in the unlikely event of a claim, you share the cost with a higher excess. But, even if that happens we won’t be upping your premium; it’ll remain the same, no matter what. No ‘Return to Go’, no price hikes, no lost bonus.

So, if you have little or no driving history, or lost your no claims bonus,we will lower your premium, build your bonus and get you on the road.

Young Driver

Respect. You get a better deal. So, you have little or no driving experience? No problem.

You want to get on the road with your own policy. We get it. We were young once too, you know.

For younger drivers, who want to build their own bonus and take responsibility, we get it.

XS Direct gives you freedom, saves you money and let’s get on the road.

Pumpkin, our latest policy, is designed to lower the premiums of 17 – 21 year old drivers who have safer driving patterns. Some drivers can save up to €1,000 on their premium.

For more information about Pumpkin click here

Moved to Ireland?

Welcome.

You have moved to Ireland and insurers want to charge you extra? Welcome to Ireland!

We’ll give you a fairer deal.

By taking into account your driving history, regardless of where you did it, we’ll cut that premium down and treat you fairly.

If you’re a safer driver, you’re a safer driver. And safer drivers pay less with XS Direct.

Over 25?

Relax. Over 25 and little or no driving history? Not a problem. Other insurers may wonder why there’s a gap in your driving CV. Not us. We don’t mind the gap.

We let you get on with it, giving you the premium you are after and the green light to get going.

No problem. Just a sensible premium and rewards for driving safely.

25 to 35 With Zero No Claims Bonus?

Time out. So, you’re over 25 and havent passed go? No ‘No claims bonus’ or driving history in your own name? Problem? No problem.

We know lots of people who are in the same situation.

With us, you can hit the road at a premium that’s fair, not frightening.

Start building that bonus. It’s not a problem.

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