WHY CHOOSE XS DIRECT?
Most of the factors that other insurers charge more for, aren’t an issue for us. We are cheaper for drivers with little or no driving history and who want to build their bonus.
So you pay less for your insurance. Not only that, but Claims with XS Direct won’t affect your premium.
Although your excess is higher, you could save money, even if you have a claim. You can build a no claims bonus once the policy is claims free.
- In return for sharing the risk of an accident, we provide drivers with lower premiums.
- It is unlikely that you will make a claim. About 1 in 8 drivers make a claim, so why penalise everyone?
- The No Claims Bonus system is unfair. It’s backward looking and not a reliable way to judge future events or risks.
- Past claims shouldn’t have any effect on your insurance costs.
- Even if you make a claim, it is unfair for your premium to go through the roof. When you claim with us, your premium won't rise.